AQIS Insurance Services Pty Ltd Suncorp Authorised Representative No. 317248
AQIS Insurance Services Pty Ltd
Life Cover is also commonly known as ‘term life’ or ‘life insurance’. It provides a lump sum on your death or on the diagnosis of terminal illness.
Life Cover provides financial support when it‘s needed most, giving your loved ones financial security and freedom to make choices about their future.
The right amount of Life Cover differs from person to person. We can help you calculate an appropriate sum insured for your circumstances which will reflect your debts and the ongoing income requirements of your dependants.
Some life insurance companies offer added features and benefits, so be sure to ask us about extras such as a funeral advancement benefit and grief support services.
Income Protection pays a monthly amount while you are unable to produce an income as a result of illness or injury.
Many policies will cover up to 75% of your salary if you are totally or partially disabled.
By replacing your regular income, Income Protection payments can help you and your family maintain a level of financial normality. Income Protection gives you the financial freedom to focus on your recovery or treatment, without worrying about regular expenses.
Income Protection policies are very flexible and can be tailored to suit your individual and family circumstances.
We can help you choose the most appropriate ‘waiting period’ – the time between becoming unable to work and receiving your first income protection payment – and ‘benefit period’ – the period during which you receive your income protection payments.